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Financial safety tips for college students

We don’t want your child to find out about thieves and scam artists the hard way, so we’re offering some information all college students should know.

ATM safety tips from the American Bankers Association

· Be aware of your surroundings, especially at night. If you observe or sense suspicious persons or circumstances, do not use the machine at that time.
· Have your card ready and in your hand as you approach the ATM.
· Do not count or visually display any money you received from the ATM. Immediately put your money into your pocket or purse and count it later.

Scams that target college students

Tuition scam

In this common scam, the crook contacts your child claiming to be from the admissions department and says your student is late in making a payment. The individual says that, unless a credit card payment is made immediately, your student will be dropped from their classes or failed. If your child receives an email or phone call making this claim, hang up or don’t click on any links. Then contact the school directly using the phone number listed on the school’s website to see if any payments are owed.

Online bookstores

Unfortunately, your student’s attempt to save money by purchasing textbooks online could end up costing them. This scam involves creating a site, charging your child for a book, and then never delivering the product. Before shopping online, be sure your student does some research to confirm the site is reputable.

Housing scams

This popular scam involves listing an apartment as available and trying to convince the potential renter to pay a fee, rent, or deposit without them ever seeing the apartment. Then when it’s time to move in, the student learns they handed money over to someone who didn’t even own the apartment. Remind your student to never make any payments before they’ve met the landlord in person and have seen the apartment, inside and out.

Sadly, there are countless other scams out there targeting college students, including behavior blackmail, which involves embarrassing smartphone footage and a threat to share it unless the “star” of the video pays up. Educate yourself about this scam and the many others out there these days.

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ATM

Our convenient ATMs provide a quick and easy way to do your banking, including making a deposit, transferring money, paying a loan, getting cash and much more. Simply insert your card and go through the easy-to-follow prompts on the screen. It’s a simple, safe and secure way to get your banking done!

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Drive Thru

Our drive-thru locations provide you the opportunity to make deposits, pay a loan, transfer money, get cash and more, all without leaving your car.

FIND A DRIVE THRU LOCATION NEAR YOU >

Night drop

Our night drop is an easy way to utilize contactless delivery, and it can be used for deposits and loan payments. Include a deposit slip and your payment information in an envelope and place it the night drop slot, and an associate will take care of it the next business day. It is a simple, safe and secure way to make a deposit or payment.

Find night drop locations near you >