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Personal Checking

Four amazing accounts. Zero regrets.

There are no bad choices. Just good banking.

We believe banking should be simple. Our Priority Series offers four personal checking accounts, each has its perks. Just decide how much of the good stuff you want. Debit cards, overdraft protection – whatever you need, we have the right choice for you.

Advantage Account

Premium perks + interest

Access Account

Our most popular account

Simplicity Account

Our simplest account

Connect Account

All the basics and no monthly service fee

Not sure which account is right for you? Compare accounts

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Advantage Account Open an Account
Access Account Open an Account
Simplicity Account Open an Account
Connect Account Open an Account
Table Heading Row Advantage Account Access Account Simplicity Account Connect Account
Service Charge

$0 – $15 /month
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$0 – $10 /month
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$0 – $2 /month
Calculate

$0 /month
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Statements

Mailed statement
(paperless optional)

Mailed statement
(paperless optional)

Paperless or mailed statement

Paperless Statement

Free Checks

Yes

Yes

Free introductory checks

No

Overdraft Protection Options Learn More

Yes
Overdraft Guard, Overdraft Account Link, Checkline, Courtesy Overdraft Protection

Yes
Overdraft Account Link, Checkline, Courtesy Overdraft Protection

Yes
Overdraft Account Link, Checkline, Courtesy Overdraft Protection

Yes
Overdraft Account Link

Non-Network ATM Fee Refunds2

Up to $20/month

Up to $10/month

No

No

Interest Earning

Yes

No

No

No

Free, unlimited official checks and money orders

Yes

No

No

No

Free extra small safe deposit box (subject to availability)

Yes

No

No

No

Enhanced statement with images

Yes

No

No

No

  Open an Account Open an Account Open an Account Open an Account

1 Messaging and data rates may apply for account alerts. Check with your mobile phone carrier for details.
2 ATM fees refunded for use of an ATM outside of the Park National Family of Community Banks network to cover the bank’s ATM fee and other provider ATM service charge up to $20 per month for the Advantage account and $10 per month for the Access account.